Attention homeowners in Abilene and Taylor County: Need an appraisal?

Here are the top seven reasons why TX homeowners call on ABI Appraisals:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
Remove PMI to cut a mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Taylor county or TX

Do you own a house in or near Abilene? Do you need help deciding the price of your real estate?
Contact ABI Appraisals.

We at ABI Appraisals understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. ABI Appraisals is experts in helping homeowners just like you rid themselves of unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from ABI Appraisals is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. ABI Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.